The physical Apple Card is produced of titanium and the name of the customer is engraved in the metal by Apple. There are no other printed features that identify the card, such as expiry dates or account numbers. The front of the card contains only the name of the owner, the chip and the Apple logo.The opposite of the card involves the logo of Mastercard and Goldman Sachs, which serves as the Apple Card service's banking partners for Apple.
Apple touts that the Apple Card has no fees, like late fees or currency foreign exchange fees. Interest rate charges are between 13-24% depending on an individual's credit rating. The Apple Wallet app includes several features to help spender's pay off their debt and keep interest payments low, so people know what they will owe at the end of each month upfront.
The physical titanium card functions as a status symbol and a technique of fallback payment to purchase products in locations that have no contactless transaction equipment.
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What you need to apply
1.Be sure your Apple ID has updated information with your current phone number, address, and email address for a faster application.
2.You must be 18 years or older, depending on what state you live in.
3.Be a U.S. citizen or a lawful U.S. resident with a U.S. residential address that is not a P.O. Box. If you're a U.S. citizen, you can also use a military address.
4.You must be running iOS 12.4 or later on a supported iPhone (iPhone models with Face ID and iPhone models with Touch ID, except for iPhone 5s).
5.Have two-factor authentication enabled with your Apple ID.
6.Be signed in to iCloud with your Apple ID.
7.If you have a freeze on your credit report, you need to temporarily lift the freeze to apply for Apple Card.
8.You might need to verify your identity with a Driver License or State ID.
Currently, you'll need an invitation from Apple to apply for an Apple Card. You can sign up with Apple to be notified when it's more widely available.
Update your iPhone to iOS 12.4
If you're hearing the buzz about Apple Card, but can't seem to find it anywhere on your iPhone (hint: it's inside the Wallet app), it might be that you still haven't updated your iPhone to iOS 12.4 or later. Once your iPhone is up to date, you'll see the new feature in the Wallet app. Here's how to update.
1. Launch the Settings app on your iPhone.
2. Tap General.
3. Tap Software Update.
4. Tap Download and Install.
5. Enter your Passcode if prompted.
6. Agree to the Terms and Conditions.
7. Tap Agree to confirm.
Any questions?
Are you wondering how to raise a freeze on your credit report so you can apply for the Apple Card? Put them in the remarks and we are going to assist you out.
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